Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It Now

Why Mortgage Rates Started Climbing Again After Finally Coming Down and What to Do About It Now

John Zialcita
Published on: 11/08/2026

Middle East tensions push oil and rates higher. John Zialcita explains why your estimate may have changed.

Mortgage
The 50 Year Mortgage Is Not Available Yet and Here Is What Buyers Should Be Focused on Right Now

The 50 Year Mortgage Is Not Available Yet and Here Is What Buyers Should Be Focused on Right Now

John Zialcita
Published on: 04/08/2026

50-year mortgage discussed but not available. John Zialcita explains the tradeoffs and what to use now.

Mortgage
More Homes Are Hitting the Market and Buyers Finally Have More Leverage Than They Have Had in Years

More Homes Are Hitting the Market and Buyers Finally Have More Leverage Than They Have Had in Years

John Zialcita
Published on: 04/08/2026

Rising inventory, price cuts, seller concessions available. John Zialcita explains why now is worth a look.

Mortgage
Most Economists Are Not Expecting a 2008 Style Crash and Here Is What Smart Buyers Are Doing Instead

Most Economists Are Not Expecting a 2008 Style Crash and Here Is What Smart Buyers Are Doing Instead

John Zialcita
Published on: 04/08/2026

Strong equity, low foreclosures, no crash expected. John Zialcita explains why waiting may cost you more.

Mortgage
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