Stop Trying to Predict Rates and Start Using the Negotiating Power You Actually Have Right Now
Published on: 03/07/2026
Higher for longer signal after June Fed meeting. John Zialcita explains why buying now makes sense.
Mortgage
76 Percent of Buyers Now Trust AI to Shop Their Mortgage and Here Is What the Data Actually Means
Published on: 02/07/2026
AI shops fast but misses nuance. John Zialcita explains why combining AI and a loan officer wins.
Mortgage
New Credit Scoring Models Are Now Allowed for Mortgages and Here Is What That Means for Buyers
Published on: 02/07/2026
VantageScore 4.0 counts rent and utility payments. John Zialcita explains who benefits and how much.
Mortgage
Why the Iran Conflict Pushed Mortgage Rates to 6.75 Percent and Why They Are Starting to Come Down
Published on: 02/07/2026
Oil drop reopens shipping routes and rates ease. John Zialcita explains the chain reaction behind rates.
Mortgage
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